Depositing checks…there’s an app for that…

During Super Bowl 45, I saw a Chase Bank commercial that made me just about freak out. Now, Chase Bank has a mobile application for depositing checks! While I immediately Google searched this topic for more information, I quickly found out that mashable.com published an article about this topic in early July. While the article was published quite a long time ago, I had never heard of this application prior to watching the commercial during the Super Bowl.

I’m shocked that this is even possible. I used to be a bank teller and this article has my mind racing with questions about said Chase application. How do banks uncover the fraudulent checks that are sent in by the iPhone app? Snapping a picture of the front and back of a check on a phone couldn’t possibly allow someone to detect the necessary red flags that one could with the naked eye. What do you do with the check after you take a picture of it and send it on its way; throw it out? Although it would most likely be  impossible for someone else to find the check and try to cash it with ease, it would still leave me with a bit of uncertainty.

All bank questions aside, what is the world coming to? We can now deposit checks without leaving home? What if banks no longer existed because you could do all your banking via the Internet, ATMs and mobile applications. When I was a bank teller, the only kind of human interaction most older people ever experienced was their weekly trip to the bank. Many would get dressed up just to go to the bank every week, and yes, there were plenty of older people that actually “needed” to go to the bank every week.

I can only imagine what kind of things our phones can do for us in the future. Soon there’s going to be an app for just about everything.

Steve Jobs Takes Medical Leave

The day after Steve Jobs announced that he was taking a medical leave, Apple’s stock fell 2.25%. This is the second time in 2 years that he has taken a medical leave, and Apple’s stock has dropped significantly both times. So, what does this mean for Apple? The consequences might not be bad short-term, but this could effect the company in a few years from.

As the anticipated release of the iPad 2 and the new iPhone in a few months, the plans for those new devices are likely developed and ready to go. What about the innovation of new products? It appears that the public has little faith in Apple without the man behind the brand, Steve Jobs.

When new products are announced, many wonder who will present them if Jobs is not in the picture. People are infatuated by his notorious presentations; he is known to hypnotize his audience. Losing the product presentation  aspect of Apple could leave some people uninterested.

Apple is such a large company that it seems hard to believe that losing one person, even if it’s the face of Apple, could impact sales so drastically. Many tech guru’s are certain that the creation of new Apple products will succeed on their own, but it appears that the public likes the security of seeing Steve Jobs take part in all aspects of Apple products.

It’s hard to predict how the absence of Steve Jobs will directly impact the company in the long-run, but it appears that consumers of the brand have consistently little faith in Apple without him.

Who knew Accessories could be so much Fun!

I think we are all used to having accessories for our phones such as cases, car charger, hands free sets etc. but what if there was a way to have fun with all of these accessories. Well it was only a matter of time for someone to create accessories that would go along with the thousands of iPhone applications available on your iPhone and iPod touch. Hopefully for those serious gamers out there this will help you better interact with your iPhone and have a better gaming experience.

The Psyclone Thumbies seemed the most interesting to me they are for people who feel that using the touch screen isn’t quite amping up their gaming experience. The Psyclone Thumbies suction onto the screen of your iPhone where the virtual button are located. This allows gamers an experience related more towards their hand held sets at home.  (Cost $19.99)

image provided by: milo.com

Next is the Mophie Pulse which is similar to when Play Station and Nintendo came out with hand controllers that vibrated during certain actions while playing games, that is what Mophie offers fort he portable gamer. It also boots the audio of the game and makes you the gamer more interactive in the game.  (Cost TBD estimated at $100)

image provided by: gearlog.com

To finish is the iSound GameWheel which can be used for any of the race car apps such as Need for Speed. It is a real wheel which you place your iPhone in the middle of and use it to hit those hard turns while playing your favorite facing apps for iTunes.  (Cost $19.99)

image provided by: daydeal.com

These are all fun interactive accessories to add to you iPhone and use your iTunes apps with it just depends on what your favorite apps are to use and you can get your mobile gaming on.

The Verizon iPhone: Will it be worth it?

There is plenty of buzz around the web about the announcement of the iPhone coming to Verizon. Along with those articles are numerous predictions of the immediate demise of AT&T at the hands of Verizon. Everyone, me included, has been rather impatiently waiting for the day when we would have an iPhone alternative to AT&T’s horrible network. Well that time is now, and I find myself asking whether my immediate departure from my current plan is the best solution.

I have been reading up on this whole Verizon iPhone and the best article I’ve seen so far was on Mashable called “Why the Verizon iPhone Doesn’t Spell Distaster For AT&T”, by Ben Parr. It outlined the several reasons why switching to Verizon, while most likely the best option, should be considered more carefully. He pointed out that there are several factors that you might want to consider before making the switch. First, Apple has increased their early termination fee to try to dissuade customers from jumping ship early. Second, the iPhone that you have now will not work on Verizon’s network; so you will need to buy a new one. Third, Verizon may have better coverage, but they have a much slower 3G network, so you won’t have all of the capabilities that your iPhone does now. Finally, when has Apple ever launched something that hasn’t had major problems at the beginning?

I was reading through this article on my iPhone, and wondering if there were a more logical alternative for this problem. Is it wise to switch immediately out of spite for the network that has let me down so many times? Or would it be a better idea to wait for Verizon to catch up with their technology and work out the kinks with Apple? It’s definitely something I would recommend you think about before you make the switch.

Of course, as I was reading this article, and thinking about this decision, my iPhone lost service and kicked me off the web… maybe it’s not quite as tough a decision as I thought.